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November 17, 2025

Inter&Co Reports Record 3Q25 Results, Driven by 30% Credit Expansion and 39% Net Income Growth

MIAMI, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Inter&Co Inc. (NASDAQ: INTR | B3: INBR32), the leading super app providing financial and digital commerce services to over 41 million customers, today reported its results for the third quarter of 2025.


3Q25 Highlights:


Inter printed another quarter of outstanding growth across all key metrics, while maintaining its disciplined approach to sustainable profitability.


  1. Client Growth: Added a record 1.2 million new active clients in the quarter, bringing the total active client base to 24 million, a testament to the platform's compelling value proposition.
  2. Net Income: Reached R$336 million (US$63.2 million1), representing 39% year-over-year growth, successfully balancing investments in growth with operational efficiency.
  3. Credit Expansion: The credit portfolio expanded 30% YoY, triple the Brazilian market's growth rate, driven by enhanced digital experiences and strategic products, such as Private Payroll.
  4. Asset Quality: Maintained stable NPL ratios despite deteriorating market conditions, validating the company's robust, data-driven approach to risk management.


João Vitor Menin, Global CEO of Inter&Co, commented: "Ten years after launching the first digital banking account in Brazil, we have built an ecosystem that consistently delivers value to our customers, drives outstanding growth, and reflects our disciplined approach to sustainable profitability.”


He highlighted that: “We are celebrating our journey and designing our future. We have a clear pathway toward achieving 60 million clients, a 30% efficiency ratio, and 30% ROE. These long-term targets underscore the scalability of our platform and the quality of our execution.”


Note: The company reports in BRL, and the figures have been converted to USD based on the PTAX on September 30, 2025. Source: Banco Central do Brasil.

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